Clear 2 Close Home Loans – The next generation of loan origination.

Clear 2 CloseHome Loans

Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before.

We use technology to provide face-to-face consultation for clients that want to meet with their loan officer. Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. We
provide home purchases and refinances for residential homes, new construction loans,commercial, investment or foreign national loans.

About Clear2Close Home Loans

The company was started by Michael Ninomiya, who has 16 years’ experience in the mortgage industry after spending 15 years’ on the trading floors on Wall Street. As a result of his expertise in both the real estate and banking industries, Mike saw the need to innovate the entire home loan process. By gathering online partners and working with mortgage specialists, Clear 2 Close Home Loans has had a positive impact for both buyers and sellers in the state of Florida. Look for expansion into other states in the near future.

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1,000

Customers

1,000+

HAPPY CLIENTS

Our Branches

What Customers Are Saying

Feedback From Our Clients

Eryka W.

Excellent Service - Amazing Rate! We had an amazing experience with Clear 2 Close Home Loans - the process to apply was simple, easy and i did almost the entire process from my smartphone. Highly recommend Clear 2 Close Home Loans. Eryka W. Orlando, Florida

Robert B.

Mike kept me updated and informed throughout the process and kept me on track to refinance my home as quickly as possible and at the lowest possible rate.

Jeffery A

Mike was very professional and very thorough with all the information . Responded very quickly to all questions and concerns.

Mosley R

The hard work and diligence of Mike Fernandez. The special attention to detail and getting it right the first time. Really great at communication and working to get fast resolutions to the many road blocks that was encountered. Great experience.

Deforest J.

Mike was there ever time.no matter what time.he always got me answer. Very nice guy we enjoyed working with him. Thank you.

Tatiana S.

Mike Fernandez communicates effectively and makes sure that the transaction goes smoothly. He is Bilingual (spanish-english) and that was a PLUS in our transaction. I would recommend him to other clients !

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How do we do it?

Clear 2 Close Home Loans uses the most up to date innovations in loan technology to help reduce cost. You don’t need a “Rocket” to close your loan with us! Your online loan application provides you with the opportunity to supply everything we need to approve the loan in just 30 minutes!

In most cases, we can save up to 5 days of processing with our online loan application process. This savings in time and effort enables us to provide the lowest rate – no matter what your credit rating. Our procedures focus on closing loans in as little as 21 days. In this business, speed equals savings!

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Clear 2 Close Home Loans, low rates, quick closings & great customer service!

Experience the next generation of loan origination.