Mike Fernandez at Clear 2 Close Home Loans
Mike Fernandez at Clear 2 Close Home Loans

Direct Phone: 1-954- 551-1529

Chattanooga Office Tel. 1-423-464-6939

Fax # 1-423-464-6937



NMLS #516256

Office Address

3712 Ringgold Road #190

Chattanooga, TN 37412

Se Habla Español

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About Mike Fernandez

Mike Fernandez is a Home Loan Sales Manager  at Clear 2 Close Home Loans in the Tennessee, Georgia and Florida markets. He is responsible for assisting customers find the perfect mortgage for their needs, whether it’s a refinance or a purchase to help them achieve their homeownership dreams. Mike helps clients in the States of Tennessee, Georgia and Florida by offering a wide range of mortgage programs which include Conventional, FHA, VA, USDA, Jumbo Lending, and various Specialty Programs.


Mike has been helping clients with their home financing needs since 1998. Prior to joining Clear 2 Close Home Loans, he was a Mortgage Sales Manager and a Home Mortgage Consultant. In addition to English, Mike is also fluent in Spanish – Hablo español.

Mike grew up in South Florida and is a big fan of all the South Florida professional sports teams, the Miami Hurricanes, and the Chattanooga Lookouts. In 2014, he became a resident of Chattanooga and enjoys spending time in the scenic city with his wife, two daughters, son, and their two very hyper but friendly Boxer dogs. Mike also helps coach his son’s travel baseball team and enjoys attending at his home church.

Please contact Mike by filling out the below contact form or send him an email at mikef@clear2closehomeloans.com

Make Clear 2 Close Home Loans Your Home Loan Provider.

The Clear 2 Close Home Loans online application process speeds up the time to apply, get pre-approval, approved for a home loan and close on your home loan in 18-21 days. This fast-online home loan application process cuts the cost of the home loan process allowing us to pass these savings onto you. As a home buyer, you save thousands of dollars and close faster and easier than ever before! Apply with Mike for fast review!

Clear 2 Close Home Loans are innovators in the mortgage industry. Our investment in available secured online technologies make the entire mortgage process easier, faster and less costly than conventional home loan companies.

Clear 2 Close Home Loans easy personalized secured fast-online home loan application process significantly reduces the hassle and time requirements of the conventional gathering of materials, contracts, bank information, and financial documents.  Apply with Mike for fast review!

Get in touch with Mike Fernandez

Mike kept me updated and informed throughout the process and kept me on track to refinance my home as quickly as possible and at the lowest possible rate.

Mike was very professional and very thorough with all the information . Responded very quickly to all questions and concerns.

The hard work and diligence of Mike Fernandez. The special attention to detail and getting it right the first time. Really great at communication and working to get fast resolutions to the many road blocks that was encountered. Great experience.

Mike Fernandez communicates effectively and makes sure that the transaction goes smoothly. He is Bilingual (spanish-english) and that was a PLUS in our transaction. I would recommend him to other clients !

Mike was thorough and so amazing through the whole process. I barely had to do anything! He took care of everything for us and really showed that he cared about what was going on.